Loans amounts start at £80 and go as high as £1000 for those that qualify.
A typical first time borrower could expect to be approved for amounts of £500 and below.
The Representative APR for our lenders Payday Loans is 1737% (variable).
As an example, a loan of £160 taken for 28 days would require payment of £200, the interest would be £40 for a loan with an annual interest rate of 1737%.
If you need extra details about what the cost of a payday loan will be please read our Charges page.
The loans are paid to you by the lender on the premise you can repay on your next payday or the day agreed with the lender. Reflecting this,
the lenders' loans are normally made for a 28-day period.
The Representative APR is 1737% (variable). As an example, a loan of £160 taken for 28 days would require payment of £200, the interest would be £40 for a loan with an annual interest rate of 1737%.
Money will clear in your account anywhere between few hours to 24 hours, although sometimes it may take up to 48 hours.
To increase the likelihood of receiving the loan on the same day apply before 3pm on a working day.
The application process is easy to follow and quick to complete, simply go to the apply section, complete the form and click on the enter button.
You’ll receive an email in a few minutes letting you know if you have been successful. If you have been approved we will let you know which lenders are willing to loan you the money.
The lender will proceed with the actual loan straight into your account once you have agreed to and consented to their terms and conditions.
To see what information will be needed please take a look at our How it works page.
Applicants must be aged 18 and over, in permanent employment with a regular wage over £750 per month will usually pass
the lender's qualification criteria.
A bank account and debit card are also essential as the means to pay the loan to you and collect repayment.
Those who are currently out of work are not suitable for payday loans as it is a requirement that the amount is repaid in full on your next payday.
However, if you are out of work and require a loan you may fill out the application form and we may be able to put you in touch with a loan provider with a suitable product for your requirements.
• Your name and address
• Your date of birth
• Your contact telephone numbers and email
• Your work and pay details
• Your bank account and debit card details
Find out more about the information what will be needed from you on our How it Works page.
We require contact details from applicants in order to authenticate their identity and employer.
It is possible that we will need to contact you on a work number or other landline, although these instances are few and far between.
If this does happen we will be discreet in our call and you can rest assured that we only discuss loans with the applicants themselves.